Home Part 2 THE PAYMENT SERVICES; KEY ELEMENTS OF THE RELATIONSHIP BETWEEN THE PROVIDER AND THE USER OF THE PAYMENT SERVICE

THE PAYMENT SERVICES;
KEY ELEMENTS OF THE RELATIONSHIP BETWEEN THE PROVIDER AND THE USER OF THE PAYMENT SERVICE


PhD. Rodica Diana Apan
PhD, Associate professor within the Department of Economical Sciences,
Faculty of Sciences, Technical University Cluj Napoca, Romania, Lawyer,
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Abstract
The present study identifies and develops in an in exhaustive manner the key elements of the relationship between the provider and the user of payment services, which represent serious obligations for the payment service providers. We have also analyzed the perspectives of disputes generated by the payment service users’ non-compliance with the components that are subsequent to each of the key elements developed in the present study. The purposed of the study is towards constituting a Codex for the payment service providers which should constitute a work instrument for both the providers and the consumers.
Key words: payment services; payment institutions; payment service providers; payment service users; consumer protection;
JEL Classification: K

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